{"id":735,"date":"2026-08-26T09:25:05","date_gmt":"2026-08-26T00:25:05","guid":{"rendered":"https:\/\/automaster.co.kr\/post\/%ed%88%ac%ec%9e%90%ec%9d%98-%ed%99%98%ec%83%81%ec%97%90%ec%84%9c-%eb%b2%97%ec%96%b4%eb%82%98%ea%b8%b0-7%ec%b2%9c%eb%a7%8c-%ec%9b%90%ec%9d%84-%ec%a5%90%ea%b3%a0-%ea%b3%a0%eb%af%bc%ed%95%98%eb%8a%94\/"},"modified":"2026-08-26T09:25:05","modified_gmt":"2026-08-26T00:25:05","slug":"%ed%88%ac%ec%9e%90%ec%9d%98-%ed%99%98%ec%83%81%ec%97%90%ec%84%9c-%eb%b2%97%ec%96%b4%eb%82%98%ea%b8%b0-7%ec%b2%9c%eb%a7%8c-%ec%9b%90%ec%9d%84-%ec%a5%90%ea%b3%a0-%ea%b3%a0%eb%af%bc%ed%95%98%eb%8a%94","status":"publish","type":"post","link":"https:\/\/automaster.co.kr\/post\/%ed%88%ac%ec%9e%90%ec%9d%98-%ed%99%98%ec%83%81%ec%97%90%ec%84%9c-%eb%b2%97%ec%96%b4%eb%82%98%ea%b8%b0-7%ec%b2%9c%eb%a7%8c-%ec%9b%90%ec%9d%84-%ec%a5%90%ea%b3%a0-%ea%b3%a0%eb%af%bc%ed%95%98%eb%8a%94\/","title":{"rendered":"\ud22c\uc790\uc758 \ud658\uc0c1\uc5d0\uc11c \ubc97\uc5b4\ub098\uae30: 7\ucc9c\ub9cc \uc6d0\uc744 \uc950\uace0 \uace0\ubbfc\ud558\ub294 \ub2f9\uc2e0\uc5d0\uac8c"},"content":{"rendered":"

20\ub300 \ud6c4\ubc18, \uace0\uc878 \ubb34\uc9c1 \uc0c1\ud0dc\uc5d0\uc11c 7\ucc9c\ub9cc \uc6d0\uc774\ub77c\ub294 \ubaa9\ub3c8\uc744 \ubaa8\uc558\ub2e4\ub294 \uac74 \uc815\ub9d0 \ub300\ub2e8\ud55c \uc77c\uc785\ub2c8\ub2e4. \uc8fc\ubcc0\uc5d0\uc11c \ub4e4\ub9ac\ub294 \uc8fc\uc2dd\uc5b4\ud50c\ucd94\ucc9c\uc774\ub098 \ud654\ub824\ud55c \uc218\uc775\ub960 \uc778\uc99d\uc5d0 \ub9c8\uc74c\uc774 \ud754\ub4e4\ub9b4 \uc2dc\uae30\uc8e0. \uc800 \uc5ed\uc2dc 30\ub300\uac00 \ub418\uc5b4 \ub3cc\uc774\ucf1c\ubcf4\ub2c8, \uadf8\ub54c\uc758 \uc870\uae09\ud568\uc774 \uac00\uc7a5 \ud070 \uc801\uc774\uc5c8\uc74c\uc744 \uae68\ub2eb\uc2b5\ub2c8\ub2e4. \uc194\uc9c1\ud788 \ub9d0\ud574\uc11c, 7\ucc9c\ub9cc \uc6d0\uc744 \ub4e4\uace0 \ub2f9\uc7a5 \uc218\uc775\uc744 \ub0b4\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uac10\uc5d0 \uc2dc\ub2ec\ub9ac\uba74 \uc2ed\uc911\ud314\uad6c\ub294 \uc2e4\ud328\ud569\ub2c8\ub2e4. \uc774\uac8c \uc774 \ubc14\ub2e5\uc758 \ub0c9\uc815\ud55c \ud604\uc2e4\uc785\ub2c8\ub2e4.<\/p>\n

\ubb3b\uc5b4\ub450\uba74 \uadf8\ub9cc\uc774\ub77c\ub294 \ucc29\uac01<\/h2>\n

\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubbf8\uad6d S&P500\uc774\ub098 \ub098\uc2a4\ub2e5100 ETF\uc5d0 \uc801\ub9bd\uc2dd\uc73c\ub85c \ub123\uc73c\uba74 \ub05d\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. \uc774\ub860\uc801\uc73c\ub85c\ub294 \uc644\ubcbd\ud558\uc8e0. \ud558\uc9c0\ub9cc 10% \uc774\uc0c1 \ud558\ub77d\uc7a5\uc774 \uc624\uba74 \uc774\uc57c\uae30\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc800\ub3c4 \ucc98\uc74c \uc9c0\uc218 \ucd94\uc885 ETF\ub97c \uc2dc\uc791\ud588\uc744 \ub54c, \uacc4\uc88c\uac00 \ud30c\ub797\uac8c \uc9c8\ub9ac\ub294 \uac78 \ubcf4\uba70 \uba70\uce60 \ubc24\uc744 \uc124\ucce4\uc2b5\ub2c8\ub2e4. ‘\uc9c0\uae08\uc774\ub77c\ub3c4 \ube7c\uc11c \ud604\uae08\ud654\ud574\uc57c \ud558\ub098?’ \ud558\ub294 \uace0\ubbfc\uc740 \ub204\uad6c\ub098 \ud569\ub2c8\ub2e4. \uc7a5\uae30 \ud22c\uc790\ub77c\uace0 \ud574\uc11c \uac10\uc815 \uc18c\ubaa8\uac00 \uc5c6\ub294 \uac74 \uc544\ub2c8\ub354\uad70\uc694. \uacb0\uad6d 3\ub144 \uc815\ub3c4 \uc9c0\ub098\uace0 \ubcf4\ub2c8 \uadf8\ub54c\uc758 \ud558\ub77d\uc740 \uac70\uc2dc\uc801 \ud750\ub984 \uc548\uc5d0\uc11c\ub294 \uc544\uc8fc \uc791\uc740 \ubcc0\ub3d9\uc774\uc5c8\uc9c0\ub9cc, \ub2f9\uc2dc\uc5d0\ub294 ‘\ub0b4 \ub3c8\uc774 \ub179\uace0 \uc788\ub2e4’\ub294 \uacf5\ud3ec\uac00 \ud6e8\uc52c \ucef8\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud22c\uc790\uc720\uce58\uc640 \ud604\uae08\ud750\ub984\uc758 \uad34\ub9ac<\/h2>\n

\ucd5c\uadfc \uc5d4\ube44\ub514\uc544\ub098 \ubc18\ub3c4\uccb4\uc8fc \ub9ac\ub808\uc774\ud305 \uae30\uc0ac\ub97c \ubcf4\uba74 \ub2f9\uc7a5\uc774\ub77c\ub3c4 \uc62c\ub77c\ud0c0\uc57c \ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac1c\uc778 \ud22c\uc790\uc790\uac00 \ub300\ud615 \ube45\ud14c\ud06c\uc758 \uc789\uc5ec\ud604\uae08\ud750\ub984(FCF)\uae4c\uc9c0 \uacc4\uc0b0\ud558\uba70 \ud22c\uc790\ud558\ub294 \uac8c \ud604\uc2e4\uc801\uc77c\uae4c\uc694? \uc0ac\uc2e4 \uadf8\ub7f0 \ubd84\uc11d\uc740 \uae30\uad00\uc758 \uc601\uc5ed\uc785\ub2c8\ub2e4. \ubcf4\ud1b5 \uac1c\uc778\ub4e4\uc740 \ub274\uc2a4 \ud5e4\ub4dc\ub77c\uc778\ub9cc \ubcf4\uace0 \ub4a4\ub2a6\uac8c \uc9c4\uc785\ud588\ub2e4\uac00 \ubb3c\ub9ac\uace4 \ud558\uc8e0. \uc774\uac8c \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc2e4\uc218\ud558\ub294 \uc9c0\uc810\uc785\ub2c8\ub2e4. \ub0b4\uac00 \ubaa8\ub974\ub294 \ubd84\uc57c\uc758 \ud22c\uc790\uc720\uce58 \uc18c\uc2dd\uc774\ub098 \ud654\ub824\ud55c \ucc28\ud2b8 \ubd84\uc11d\uc5d0 \ud604\ud639\ub418\uc9c0 \ub9c8\uc138\uc694. \uace0\ubc30\ub2f9 ETF\ub97c \uc11e\uc5b4\uc11c \ud604\uae08 \ud750\ub984\uc744 \ub9cc\ub4dc\ub294 \uac83\ub3c4 \ubc29\ubc95\uc774\uc9c0\ub9cc, \ubc30\ub2f9\uc138\uc640 \uc138\uae08 \ubb38\uc81c\ub97c \uace0\ub824\ud558\uba74 \uae30\ub300\ub9cc\ud07c\uc758 \uc218\uc775\uc774 \uc544\ub2d0 \ub54c\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc120\ud0dd\uc758 \uae30\uc900: \uac70\ub798 \ube44\uc6a9\uacfc \uc138\uae08<\/h2>\n

\uc8fc\uc2dd \uc571\uc744 \ud1b5\ud574 \ub2e8\ud0c0\ub97c \uce58\uac70\ub098 \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800\uc5d0 \uc218\uc218\ub8cc\ub97c \ub0b4\ub294 \uac83\ubcf4\ub2e4, \uac00\uc7a5 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uac74 \ub2e8\uc21c\ud558\uac8c \uc720\uc9c0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. 7\ucc9c\ub9cc \uc6d0\uc744 \uad74\ub9b4 \ub54c \uc5f0\uac04 \uc218\uc218\ub8cc 0.5% \ucc28\uc774\uac00 10\ub144 \ub4a4\uc5d0\ub294 \uc218\ubc31\ub9cc \uc6d0\uc758 \uaca9\ucc28\ub97c \ub9cc\ub4ed\ub2c8\ub2e4. \uc800\ub294 \ucc98\uc74c\uc5d0 \uc5ec\ub7ec \uc885\ubaa9\uc744 \uc11e\uc5b4\uc11c \uad00\ub9ac\ud558\ub2e4\uac00, \uc9c0\uae08\uc740 \ub531 \uc138 \uac1c\uc758 ETF\ub85c \ub2e8\uc21c\ud654\ud588\uc2b5\ub2c8\ub2e4. \uad00\ub9ac \uc2dc\uac04\uc740 \uc6d4 1\uc2dc\uac04 \ubbf8\ub9cc\uc774\uace0, \ube44\uc6a9\uc740 \ucd5c\uc18c\ud654\ud588\uc8e0. \ub2e4\ub9cc, \uc774\uac8c \ubc18\ub4dc\uc2dc \ucd5c\uc120\uc758 \uc804\ub7b5\uc774\ub77c\uace0 \ub2e8\uc5b8\ud560 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5 \uc0c1\ud669\uc774 10\ub144 \uc804\uacfc \uac19\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc774\uc8e0. \uc2dc\uc7a5\uc774 \ud6a1\ubcf4\ud560 \ub54c\ub294 \ucc28\ub77c\ub9ac \uc608\uae08\uc774\ub098 ELB \uac19\uc740 \ud655\uc815 \uae08\ub9ac \uc0c1\ud488\uc774 \ub098\uc744 \ub54c\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\uc7a5\uc774 \ub298 \uc6b0\uc0c1\ud5a5\ud560 \uac70\ub77c\ub294 \ubbff\uc74c\uc774 \ud754\ub4e4\ub9b4 \ub54c\uac00 \uac00\uc7a5 \uc704\ud5d8\ud569\ub2c8\ub2e4.<\/p>\n

\uc2e4\ud328\uc758 \uae30\ub85d\uacfc \ud604\uc2e4\uc801 \uc870\uc5b8<\/h2>\n

\uc0ac\uc2e4 7\ucc9c\ub9cc \uc6d0\uc744 \uac00\uc9c0\uace0 \uace0\uc704\ud5d8 \ucf54\uc778\uc774\ub098 \ub808\ubc84\ub9ac\uc9c0\uc5d0 \uc190\uc744 \ub314\ub2e4\uac00 \ubc18\ud1a0\ub9c9\uc774 \ub09c \uc9c0\uc778\uc744 \uc5ec\ub7ff \ubd24\uc2b5\ub2c8\ub2e4. ‘\ubcf5\uad6c\ud574\uc57c \ud55c\ub2e4’\ub294 \uc2ec\ub9ac\uac00 \ubc1c\ub3d9\ud558\uba74 \uadf8\ub2e4\uc74c\uc740 \ubed4\ud569\ub2c8\ub2e4. \uc190\uc808\ub3c4 \ubabb \ud558\uace0 \uc790\uae08\ub9cc \ubb36\uc774\uac8c \ub418\uc8e0. \ud22c\uc790\uc5d0\uc11c \uac00\uc7a5 \ud070 \ube44\uc6a9\uc740 \ub3c8\uc744 \uc783\ub294 \uac83\ubcf4\ub2e4, \uae30\ud68c\ub97c \uc783\ub294 \uac83\uc785\ub2c8\ub2e4. 27\uc0b4\uc774\ub77c\uba74 \ub2f9\uc7a5\uc758 \uc218\uc775\ub960\ubcf4\ub2e4 \uc790\uc2e0\uc758 \uadfc\ub85c \uc18c\ub4dd\uc744 \uc62c\ub9b4 \uc218 \uc788\ub294 \ud658\uacbd\uc744 \ub9cc\ub4dc\ub294 \uac8c \ud6e8\uc52c \uc911\uc694\ud569\ub2c8\ub2e4. \uc8fc\uc2dd \ud654\uba74\uc744 \ub4e4\uc5ec\ub2e4\ubcf4\ub294 \uc2dc\uac04\uc758 \uc808\ubc18\uc740 \uc790\uae30 \uacc4\ubc1c\uc5d0 \ud22c\uc790\ud558\uc138\uc694. \uadf8\uac8c \uc9c4\uc9dc ‘\ubcf5\ub9ac’\ub97c \ub9cc\ub4dc\ub294 \uae38\uc785\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc74c \ub2e8\uacc4\ub85c \ub098\uc544\uac00\uae30<\/h2>\n

\uc774 \uae00\uc740 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \ubc30\ubd84\uc744 \uc120\ud638\ud558\uace0, \ud22c\uc790\ub97c \ubcf8\uc5c5\uc73c\ub85c \uc0bc\uc9c0 \uc54a\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \ubc18\ub300\ub85c \ub2e8\uae30\uac04\uc5d0 \ud070 \uc218\uc775\uc744 \ub178\ub9ac\uac70\ub098 \ud2b8\ub808\uc774\ub529 \uac10\uac01\uc774 \ub6f0\uc5b4\ub09c \ubd84\ub4e4\uc5d0\uac8c\ub294 \ub9e4\uc6b0 \uc9c0\ub8e8\ud558\uace0 \ub2f5\ub2f5\ud55c \uc870\uc5b8\uc77c \uac83\uc785\ub2c8\ub2e4. \uc2e4\ud328\ud560 \ud655\ub960\uc744 \uc904\uc774\uace0 \uc2f6\ub2e4\uba74, \ub2f9\uc7a5 \ub0b4\uc77c \uacc4\uc88c\ub97c \uc5f4\uc5b4\ubcf4\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub294 \uc885\ubaa9\uc744 \uace8\ub77c \uc870\uae08\uc529 \ubaa8\uc544\uac00 \ubcf4\uc138\uc694. \uc9c0\uae08 \ud560 \uc218 \uc788\ub294 \uac00\uc7a5 \ud604\uc2e4\uc801\uc778 \ub2e4\uc74c \ub2e8\uacc4\ub294, \ubb34\ub9ac\ud55c \ud22c\uc790\ub97c \uba48\ucd94\uace0 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc744 \ud30c\uc545\ud560 \uc218 \uc788\ub3c4\ub85d 100\ub9cc \uc6d0 \uc815\ub3c4\uc758 \uc18c\uc561\uc73c\ub85c\ub9cc \ub2e4\uc591\ud55c \uc790\uc0b0\uad70\uc744 \uc9c1\uc811 \uad74\ub824\ubcf4\uba70 \uc2dc\uc7a5\uc758 \ucda9\uaca9\uc744 \uacbd\ud5d8\ud574\ubcf4\ub294 \uac83\uc785\ub2c8\ub2e4. \ubb3c\ub860, \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc774\ub9c8\uc800\ub3c4 \uc608\uc0c1\uce58 \ubabb\ud55c \ub9c8\uc774\ub108\uc2a4 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc740 \uaf2d \uba85\uc2ec\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

20\ub300 \ud6c4\ubc18, \uace0\uc878 \ubb34\uc9c1 \uc0c1\ud0dc\uc5d0\uc11c 7\ucc9c\ub9cc \uc6d0\uc774\ub77c\ub294 \ubaa9\ub3c8\uc744 \ubaa8\uc558\ub2e4\ub294 \uac74 \uc815\ub9d0 \ub300\ub2e8\ud55c \uc77c\uc785\ub2c8\ub2e4. \uc8fc\ubcc0\uc5d0\uc11c \ub4e4\ub9ac\ub294 \uc8fc\uc2dd\uc5b4\ud50c\ucd94\ucc9c\uc774\ub098 \ud654\ub824\ud55c \uc218\uc775\ub960 \uc778\uc99d\uc5d0 \ub9c8\uc74c\uc774 \ud754\ub4e4\ub9b4 \uc2dc\uae30\uc8e0. \uc800 \uc5ed\uc2dc 30\ub300\uac00 \ub418\uc5b4 \ub3cc\uc774\ucf1c\ubcf4\ub2c8, \uadf8\ub54c\uc758 \uc870\uae09\ud568\uc774 \uac00\uc7a5 \ud070 \uc801\uc774\uc5c8\uc74c\uc744 \uae68\ub2eb\uc2b5\ub2c8\ub2e4. \uc194\uc9c1\ud788 \ub9d0\ud574\uc11c, 7\ucc9c\ub9cc \uc6d0\uc744 \ub4e4\uace0 \ub2f9\uc7a5 \uc218\uc775\uc744 \ub0b4\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uac10\uc5d0 \uc2dc\ub2ec\ub9ac\uba74 \uc2ed\uc911\ud314\uad6c\ub294 \uc2e4\ud328\ud569\ub2c8\ub2e4. \uc774\uac8c \uc774 \ubc14\ub2e5\uc758 \ub0c9\uc815\ud55c \ud604\uc2e4\uc785\ub2c8\ub2e4. \ubb3b\uc5b4\ub450\uba74 \uadf8\ub9cc\uc774\ub77c\ub294 \ucc29\uac01 \ub9ce\uc740…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","imgurl":"https:\/\/img.automaster.co.kr\/w\/coin-cp5j\/\uc7a5\uae30\ud22c\uc790\uc804\ub7b5.jpg","downurl":"","footnotes":""},"categories":[2],"tags":[445],"class_list":["post-735","post","type-post","status-publish","format-standard","hentry","category-2","tag-445"],"_links":{"self":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/posts\/735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/comments?post=735"}],"version-history":[{"count":0,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/posts\/735\/revisions"}],"wp:attachment":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/media?parent=735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/categories?post=735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/tags?post=735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}