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\ubc14\uc05c \uc9c1\uc7a5\uc778\uc5d0\uac8c \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \ud22c\uc790\uac00 \ud544\uc694\ud55c \ud604\uc2e4\uc801\uc778 \uc774\uc720<\/h2>\n

\ub9e4\uc77c \uc544\uce68 9\uc2dc\ub9c8\ub2e4 \uc8fc\uc2dd\uc2dc\uc7a5\uc2dc\uac04 \ub9de\ucdb0\uc11c \uc2dc\uc138\ucc3d\uc744 \ub4e4\uc5ec\ub2e4\ubcf4\ub294 \uc77c\uc740 \uc0ac\ubb34\uc2e4\uc5d0\uc11c \uc77c\ud558\ub294 \uc9c1\uc7a5\uc778\uc5d0\uac8c \ubd88\uac00\ub2a5\uc5d0 \uac00\uae5d\ub2e4. \uac00\ub054 \ud654\uc7a5\uc2e4\uc5d0 \uc228\uc5b4 \uc885\ubaa9\ubd84\uc11d \uacb0\uacfc\ub97c \uc0b4\ud53c\uac70\ub098 \uae09\ud558\uac8c \ub9e4\uc218 \ubc84\ud2bc\uc744 \ub204\ub974\uae30\ub3c4 \ud558\uc9c0\ub9cc \uc774\ub294 \uacb0\uad6d \uc5c5\ubb34 \uc9d1\uc911\ub3c4\ub97c \ub5a8\uc5b4\ub728\ub9ac\uace0 \uc2ec\ub9ac\uc801\uc778 \ud53c\ub85c\uac10\ub9cc \ub354\ud560 \ubfd0\uc774\ub2e4. 30\ub300 \uc9c1\ubb34 \uc804\ubb38\uac00\ub85c\uc11c \uc2dc\uac04\uc758 \uac00\uce58\ub97c \ub530\uc838\ubcf8\ub2e4\uba74 \uc2a4\uc2a4\ub85c \ubaa8\ub4e0 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ubc29\uc2dd\ubcf4\ub2e4 \uac80\uc99d\ub41c \uc54c\uace0\ub9ac\uc998\uc5d0 \uc6b4\uc6a9\uc744 \ub9e1\uae30\ub294 \ud3b8\uc774 \ud6e8\uc52c \ud569\ub9ac\uc801\uc774\ub77c\ub294 \ud310\ub2e8\uc774 \uc120\ub2e4. \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc11c\ube44\uc2a4\ub294 \uc774\ub7f0 \ub9e5\ub77d\uc5d0\uc11c \uc2dc\uac04\uacfc \uac10\uc815 \uc18c\ubaa8\ub97c \uc904\uc5ec\uc8fc\ub294 \ub3c4\uad6c\ub85c \uac00\uce58\uac00 \ucda9\ubd84\ud558\ub2e4.<\/p>\n

\uc8fc\ubcc0\uc744 \ubcf4\uba74 \uc778\uc2a4\ud0c0\ubd80\uc5c5 \uac19\uc740 \ub2e8\uae30\uc801\uc778 \ubd80\uc218\uc785 \ucc3d\ucd9c\uc5d0 \ub9e4\ub2ec\ub9ac\ub294 \uc774\ub4e4\uc774 \ub9ce\uc9c0\ub9cc \uc815\uc791 \uc790\uc0b0\uc758 \ubcf8\uccb4\ub97c \ud0a4\uc6b0\ub294 \uad00\ub9ac\uc5d0\ub294 \uc18c\ud640\ud55c \uacbd\uc6b0\uac00 \ud5c8\ub2e4\ud558\ub2e4. \uc190\ubd80\uc5c5 \ud558\ub4ef\uc774 \ud558\ub098\ud558\ub098 \uc885\ubaa9\uc744 \uace0\ub974\ub294 \ubc29\uc2dd\uc740 \uc2dc\uc7a5\uc774 \uc88b\uc744 \ub54c\ub294 \uba39\ud788\ub294 \ub4ef \ubcf4\uc774\ub098 \ud558\ub77d\uc7a5\uc774 \uc624\uba74 \ub300\uc751 \uc790\uccb4\uac00 \uc548 \ub41c\ub2e4\ub294 \ub9f9\uc810\uc774 \uc788\ub2e4. \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uae30\uc220\uc740 \uc778\uac04\uc758 \ud3b8\ud5a5\ub41c \uac10\uc815\uc744 \ubc30\uc81c\ud558\uace0 \ubbf8\ub9ac \uc124\uc815\ub41c \uaddc\uce59\uc5d0 \ub530\ub77c \uc790\uc0b0\uc744 \ubc30\ubd84\ud55c\ub2e4. \uc774\ub294 \ub2e8\uc21c\ud788 \uc218\uc775\ub960\uc744 \uadf9\ub300\ud654\ud558\ub294 \ubaa9\uc801\ubcf4\ub2e4 \ub098\ub3c4 \ubaa8\ub974\uac8c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4 \uac00\ub2a5\uc131\uc744 \ud1b5\uc81c\ud558\ub294 \ub370 \ub354 \ud070 \ubaa9\uc801\uc774 \uc788\ub2e4.<\/p>\n

\ud1f4\uadfc \ud6c4 \uc9c0\uce5c \ubab8\uc744 \uc774\ub04c\uace0 \uc7ac\ubb34\ucee8\uc124\ud305 \uc11c\uc801\uc744 \ub4a4\uc801\uc774\ub294 \uac83\ubcf4\ub2e4 \uc774\ubbf8 \uc2dc\uc7a5\uc5d0\uc11c \uac80\uc99d\ub41c \uc2dc\uc2a4\ud15c\uc744 \ub0b4 \uc790\uc0b0\uc5d0 \uc801\uc6a9\ud558\ub294 \uac83\uc774 \uc0dd\uc0b0\uc131 \uce21\uba74\uc5d0\uc11c \uc6b0\uc6d4\ud558\ub2e4. \uc6b0\ub9ac\ub294 \uc774\ubbf8 \ub118\uccd0\ub098\ub294 \uc815\ubcf4 \uc18d\uc5d0 \uc0b4\uace0 \uc788\uc73c\uba70 \uc5b4\ub5a4 \uc815\ubcf4\uac00 \uc9c4\uc9dc\uc778\uc9c0 \uac00\ub824\ub0b4\ub294 \ub370\ub9cc\ub3c4 \uc0c1\ub2f9\ud55c \uc5d0\ub108\uc9c0\ub97c \uc4f4\ub2e4. \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc54c\uace0\ub9ac\uc998\uc740 \uc218\ub9cc \uac1c\uc758 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uc5ec \ucd5c\uc801\uc758 \uacbd\ub85c\ub97c \uc81c\uc548\ud558\ubbc0\ub85c \uc6b0\ub9ac\uac00 \uc9c1\uc811 \uacaa\uc5b4\uc57c \ud560 \uc2dc\ud589\ucc29\uc624\ub97c \uc904\uc5ec\uc900\ub2e4. \uacb0\uad6d \ub0a8\ub294 \uc2dc\uac04\uc744 \uc790\uae30 \uacc4\ubc1c\uc774\ub098 \ud734\uc2dd\uc5d0 \uc3df\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ub354 \uc774\ub4dd\uc774\ub2e4.<\/p>\n

\ud558\uc774\ube0c\ub9ac\ub4dc\ud615 AI \ud22c\uc790\uc640 \uae30\uc874 \uc77c\uc784\ud615 \uc11c\ube44\uc2a4\uc758 \uad6c\uc870\uc801 \ucc28\uc774\uc810<\/h2>\n

\uae30\uc874 \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc6b4\uc6a9 \ubc29\uc2dd\uc740 \ud22c\uc790\uc790\uac00 \ub3c8\uc744 \uc785\uae08\ud558\uba74 \uc778\uacf5\uc9c0\ub2a5\uc774 \uc54c\uc544\uc11c \uc804 \uacc4\uc88c\ub97c \uad00\ub9ac\ud558\ub294 \ud22c\uc790\uc77c\uc784 \uc11c\ube44\uc2a4 \ud615\ud0dc\uac00 \uc8fc\ub97c \uc774\ub8e8\uc5c8\ub2e4. \uc774\ub294 \uc0ac\uc6a9\uc790\uac00 \uc2e0\uacbd \uc4f8 \ubd80\ubd84\uc774 \uac70\uc758 \uc5c6\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc9c0\ub9cc \ub0b4 \uc790\uc0b0\uc774 \uc815\ud655\ud788 \uc5b4\ub5a4 \uc804\ub7b5\uc73c\ub85c \uad74\ub7ec\uac00\ub294\uc9c0 \uccb4\uac10\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \ub2e8\uc810\ub3c4 \uc874\uc7ac\ud588\ub2e4. \ucd5c\uadfc\uc5d0\ub294 \ud540\ud2b8\uc640 \ud558\ub098\uc99d\uad8c\uc774 \ud611\ub825\ud558\uc5ec \ub0b4\ub193\uc740 \ubaa8\ub378\ucc98\ub7fc \ud558\ub098\uc758 \uacc4\uc88c \uc548\uc5d0\uc11c \uc0ac\uc6a9\uc790\uc758 \uc9c1\uc811\ud22c\uc790\uc640 \uc778\uacf5\uc9c0\ub2a5\uc758 \uc790\ub3d9\ud22c\uc790\ub97c \ubcd1\ud589\ud558\ub294 \ud558\uc774\ube0c\ub9ac\ub4dc \ubc29\uc2dd\uc774 \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4.<\/p>\n

\ud558\uc774\ube0c\ub9ac\ub4dc\ud615 \ubaa8\ub378\uc758 \uc791\ub3d9 \uc6d0\ub9ac\ub97c \ub2e8\uacc4\ubcc4\ub85c \uc0b4\ud3b4\ubcf4\uba74 \uba3c\uc800 \uc0ac\uc6a9\uc790\uac00 \uc120\ud638\ud558\ub294 \uc885\ubaa9\uc774\ub098 \uc139\ud130\ub97c \uc9c1\uc811 \ub9e4\uc218\ud558\uc5ec \ubc14\uad6c\ub2c8\uc5d0 \ub2f4\ub294 \uacfc\uc815\uc774 \uc120\ud589\ub41c\ub2e4. \uc774\ud6c4 \ub0a8\uc740 \uc720\ud734 \uc790\uae08\uc774\ub098 \ud2b9\uc815 \ube44\uc911\uc744 AI \uc790\uc728\uc8fc\ud589 \ubaa8\ub4dc\ub85c \uc124\uc815\ud558\uba74 \uc778\uacf5\uc9c0\ub2a5\uc774 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \ub098\uba38\uc9c0 \uc790\uc0b0\uc744 \uc790\ub3d9\uc73c\ub85c \ubd84\uc0b0 \ud22c\uc790\ud55c\ub2e4. \uc9c1\uc811 \ud22c\uc790\uc758 \uc7ac\ubbf8\ub97c \ub290\ub07c\uba74\uc11c\ub3c4 \ub3d9\uc2dc\uc5d0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc548\uc815\uc131\uc744 \uc778\uacf5\uc9c0\ub2a5\uc774 \ub4b7\ubc1b\uce68\ud558\ub294 \uad6c\uc870\uc778 \uc148\uc774\ub2e4. \uc774\ub294 \ub9c8\uce58 \uc790\ub3d9\ucc28\uc758 \uc5b4\ub311\ud2f0\ube0c \ud06c\ub8e8\uc988 \ucee8\ud2b8\ub864 \uae30\ub2a5\uc744 \ucf20 \ucc44\ub85c \ud578\ub4e4\uc740 \uc6b4\uc804\uc790\uac00 \uc7a1\uace0 \uc788\ub294 \uac83\uacfc \ube44\uc2b7\ud55c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud55c\ub2e4.<\/p>\n

\ubc18\uba74 \uc21c\uc218 \uc77c\uc784\ud615 \ubaa8\ub378\uc740 \ubaa8\ub4e0 \uacb0\uc815\uc744 \uc54c\uace0\ub9ac\uc998\uc5d0 \uc704\uc784\ud55c\ub2e4. \uc0ac\uc6a9\uc790\uc758 \uc704\ud5d8 \uac10\uc218 \uc131\ud5a5\uc744 5\ub2e8\uacc4\uc5d0\uc11c 7\ub2e8\uacc4 \uc815\ub3c4\ub85c \uad6c\ubd84\ud558\uc5ec \uadf8\uc5d0 \ub9de\ub294 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc \uc870\ud569\uc744 \uad6c\uc131\ud558\ub294 \uc2dd\uc774\ub2e4. \uc774 \ubc29\uc2dd\uc740 \uc8fc\uc2dd\uc2dc\uc7a5\uc2dc\uac04 \ub0b4\ub0b4 \ubaa8\ub2c8\ud130\ub97c \ubcfc \uc218 \uc5c6\ub294 \uc774\ub4e4\uc5d0\uac8c \uc801\ud569\ud558\uba70 \ub9ac\ubc38\ub7f0\uc2f1\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uc790\uc0b0 \ube44\uc911 \uc870\uc808 \uc791\uc5c5\ub3c4 \uc54c\uc544\uc11c \uc218\ud589\ud55c\ub2e4. \ud558\uc774\ube0c\ub9ac\ub4dc \ubc29\uc2dd\uc774 \uac1c\ubcc4 \uc885\ubaa9\uc758 \uc131\uacfc\ub97c \ucd94\uad6c\ud55c\ub2e4\uba74 \uc21c\uc218 \uc77c\uc784\ud615\uc740 \uac70\uc2dc\uc801\uc778 \uacbd\uc81c \ud750\ub984\uc5d0 \ub530\ub978 \uc790\uc0b0 \ubc30\ubd84 \uc790\uccb4\uc5d0 \uc9d1\uc911\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \uba85\ud655\ud55c \ucc28\uc774\uac00 \ub09c\ub2e4.<\/p>\n

\ub450 \ubc29\uc2dd \uc0ac\uc774\uc5d0\uc11c \uace0\ubbfc\uc774 \ub41c\ub2e4\uba74 \ubcf8\uc778\uc774 \ud22c\uc790\uc5d0 \uc3df\uc744 \uc218 \uc788\ub294 \ubb3c\ub9ac\uc801\uc778 \uc2dc\uac04\ubd80\ud130 \uacc4\uc0b0\ud574 \ubcf4\ub294 \uac8c \ub9de\ub2e4. \uc885\ubaa9 \ud558\ub098\ud558\ub098\uc758 \uc7ac\ubb34\uc81c\ud45c\ub97c \ub72f\uc5b4\ubcfc \uc5ec\ub825\uc774 \uc788\ub2e4\uba74 \ud558\uc774\ube0c\ub9ac\ub4dc\ud615\uc774 \ub0ab\uaca0\uc9c0\ub9cc \uadf8\uc870\ucc28 \uc0ac\uce58\ub77c\uace0 \ub290\uaef4\uc9c0\ub294 \uc9c1\uc7a5\uc778\uc774\ub77c\uba74 \uc77c\uc784\ud615\uc774 \uc815\ub2f5\uc5d0 \uac00\uae5d\ub2e4. \uc5b4\ub5a4 \uc120\ud0dd\uc744 \ud558\ub4e0 \ud575\uc2ec\uc740 \ub0b4 \uac10\uc815\uc774 \uac1c\uc785\ud560 \uc5ec\uc9c0\ub97c \uc904\uc774\uace0 \uc2dc\uc2a4\ud15c\uc774 \uc815\ud55c \uaddc\uce59\ub300\ub85c \uc790\uae08\uc774 \uc6c0\uc9c1\uc774\uac8c \ub9cc\ub4dc\ub294 \ud658\uacbd\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \uc788\ub2e4.<\/p>\n

\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \uc2dc\uc7a5 1\uc870 \uc6d0 \ub3cc\ud30c \ubc30\uacbd\uacfc \uc774\uc6a9 \uc2dc \uc8fc\uc758\ud560 \uc810<\/h2>\n

\uad6d\ub0b4 \uc778\uacf5\uc9c0\ub2a5 \uc54c\uace0\ub9ac\uc998 \uae30\ubc18\uc758 \uc790\uc0b0\uc6b4\uc6a9 \uc2dc\uc7a5 \uaddc\ubaa8\ub294 \ucd5c\uadfc 1\uc870 \uc6d0\uc744 \ub118\uc5b4\uc124 \uc815\ub3c4\ub85c \uae09\uaca9\ud788 \ud33d\ucc3d\ud588\ub2e4. \ud2b9\ud788 \ub208\uc5d0 \ub744\ub294 \ub300\ubaa9\uc740 \ud22c\uc790\uc77c\uc784 \uc11c\ube44\uc2a4 \ube44\uc911\uc774 1\ub144 \uc0ac\uc774\uc5d0 11\ud37c\uc13c\ud2b8\ud3ec\uc778\ud2b8 \uac00\ub7c9 \uc0c1\uc2b9\ud588\ub2e4\ub294 \uc0ac\uc2e4\uc774\ub2e4. \uc774\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub2e8\uc21c\ud788 \uc815\ubcf4\ub97c \uc81c\uacf5\ubc1b\ub294 \uc218\uc900\uc744 \ub118\uc5b4 \uae30\uacc4\uac00 \ub0b4 \ub3c8\uc744 \uc9c1\uc811 \uad74\ub824\uc8fc\ub294 \ud3b8\ub9ac\ud568\uc5d0 \uae30\uaebc\uc774 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uae30 \uc2dc\uc791\ud588\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c\uc774\ub098 \ud558\ub098\uc99d\uad8c \uac19\uc740 \ub300\ud615 \uae08\uc735\uc0ac\ub4e4\uc774 \uc55e\ub2e4\ud22c\uc5b4 \ud601\uc2e0 \uc11c\ube44\uc2a4\ub97c \ub0b4\ub193\ub294 \uc774\uc720\ub3c4 \uc774 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc131\uc744 \ud655\uc778\ud588\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\ud558\uc9c0\ub9cc \uc2dc\uc7a5\uc774 \ucee4\uc9c4\ub2e4\uace0 \ud574\uc11c \ubaa8\ub4e0 \uc11c\ube44\uc2a4\uac00 \uc601\uc6d0\ud788 \uc9c0\uc18d\ub418\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \ucd5c\uadfc \ud30c\uc6b4\ud2b8\uac00 \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c\uacfc \uc5f0\uacc4\ud588\ub358 \uc790\ubb38 \uc11c\ube44\uc2a4\ub97c \uc885\ub8cc\ud55c \uc0ac\ub840\uc5d0\uc11c \ubcf4\ub4ef \ud2b9\uc815 \uc5c5\uccb4\ub098 \uc11c\ube44\uc2a4\uac00 \uc0ac\ub77c\uc9c8 \uac00\ub2a5\uc131\ub3c4 \ud56d\uc0c1 \uc5fc\ub450\uc5d0 \ub450\uc5b4\uc57c \ud55c\ub2e4. \uc11c\ube44\uc2a4\uac00 \uc885\ub8cc\ub418\uba74 \uae30\uc874\uc5d0 \uc124\uc815\ub41c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uac00 \ud574\uc9c0\ub418\uac70\ub098 \ub2e4\ub978 \uc0c1\ud488\uc73c\ub85c \uac15\uc81c \uc804\ud658\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc6b4\uc6a9\uc0ac\uc758 \uac74\uc804\uc131\uc774\ub098 \ud30c\ud2b8\ub108 \uae08\uc735\uae30\uad00\uc758 \uc2e0\ub8b0\ub3c4\ub97c \uaf3c\uaf3c\ud788 \ub530\uc838\ubcf4\ub294 \uacfc\uc815\uc774 \ud544\uc218\ub2e4. \ubb34\uc870\uac74 \uc218\uc775\ub960\ub9cc \ubcf4\uace0 \ub2ec\ub824\ub4e4\uc5c8\ub2e4\uac00 \ub098\uc911\uc5d0 \uad00\ub9ac \uc8fc\uccb4\uac00 \uc0ac\ub77c\uc838 \uace4\ub780\uc744 \uacaa\ub294 \uc77c\uc740 \uc5c6\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n

\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800\ub97c \uc774\uc6a9\ud560 \ub54c \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc \uad6c\uc870\ub3c4 \uba85\ud655\ud788 \uc778\uc9c0\ud574\uc57c \ud55c\ub2e4. \ub300\uac1c \uc6b4\uc6a9 \uc790\uc0b0\uc758 0.5\ud37c\uc13c\ud2b8\uc5d0\uc11c 1.5\ud37c\uc13c\ud2b8 \uc218\uc900\uc758 \uc5f0\uac04 \uc218\uc218\ub8cc\uac00 \ucc45\uc815\ub418\ub294\ub370 \uc774\ub294 \uc9c1\uc811 \ud22c\uc790\ud560 \ub54c \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub294 \ucd94\uac00 \ube44\uc6a9\uc774\ub2e4. \ud558\ub77d\uc7a5\uc5d0\uc11c\ub3c4 \uc774 \uc218\uc218\ub8cc\ub294 \uaf2c\ubc15\uaf2c\ubc15 \ucc28\uac10\ub418\uae30\uc5d0 \uc7a5\uae30 \uc218\uc775\ub960\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ubb34\uc2dc\ud560 \uc218 \uc5c6\ub2e4. \ubb3c\ub860 \uc778\uacf5\uc9c0\ub2a5\uc774 \uc2dc\uc7a5 \ub300\ube44 \ud558\ub77d \ud3ed\uc744 \uc904\uc5ec\uc900\ub2e4\uba74 \uadf8\ub9cc\ud07c\uc758 \ube44\uc6a9 \uac00\uce58\ub294 \uc788\uaca0\uc9c0\ub9cc \ubcf8\uc778\uc758 \uae30\ub300 \uc218\uc775\ub960\uacfc \ube44\uc6a9 \uc0ac\uc774\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uc601\ub9ac\ud55c \ud310\ub2e8\uc774 \uc694\uad6c\ub41c\ub2e4.<\/p>\n

\ubbf8\uad6d\uc758 401(k) \ud1f4\uc9c1\uc5f0\uae08 \uc2dc\uc2a4\ud15c\uc774 \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ub3c4\uc785\ud558\uc5ec \uc131\uacf5\ud55c \uc0ac\ub840\ub294 \uc6b0\ub9ac\uc5d0\uac8c \uc2dc\uc0ac\ud558\ub294 \ubc14\uac00 \ud06c\ub2e4. \ub2e8\uc21c\ud55c \uc815\ubcf4 \ub098\uc5f4\uc744 \ub118\uc5b4 \uac1c\uc778\uc758 \uc0dd\uc560 \uc8fc\uae30\uc5d0 \ub9de\ucd98 \uc790\ub3d9 \uc790\uc0b0 \uad00\ub9ac\uac00 \ub178\ud6c4 \uc900\ube44\uc758 \ud575\uc2ec\uc774 \ub418\uc5c8\uae30 \ub54c\ubb38\uc774\ub2e4. \uad6d\ub0b4\uc5d0\uc11c\ub3c4 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138\uc744 \ud1b5\ud574 \ubcf8\uc778\uc758 \uc801\ub9bd\uae08\uacfc \uc218\uc218\ub8cc \uc815\ubcf4\ub97c \ud655\uc778\ud558\uace0 \uc774\ub97c \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800\uc640 \uc5f0\uacc4\ud558\ub824\ub294 \uc2dc\ub3c4\uac00 \ub298\uace0 \uc788\ub2e4. \uc99d\uc2dc\uc77c\uc815 \ud655\uc778\ud558\uba70 \uc77c\uc77c\uc774 \ub300\uc751\ud558\ub294 \ubc29\uc2dd\ubcf4\ub2e4 \uc774\ub7f0 \uc2dc\uc2a4\ud15c\uc801 \uc811\uadfc\uc774 \ud6e8\uc52c \uace0\ucc28\uc6d0\uc801\uc778 \ud22c\uc790 \ubc29\uc2dd\uc784\uc744 \uc778\uc815\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\ub098\uc5d0\uac8c \ub9de\ub294 \uc54c\uace0\ub9ac\uc998\uc744 \uc120\ud0dd\ud558\uace0 \uacc4\uc88c\ub97c \uac1c\uc124\ud558\ub294 \uad6c\uccb4\uc801 \uc808\ucc28<\/h2>\n

\ubcf8\uaca9\uc801\uc73c\ub85c \uc790\ub3d9 \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uae30\ub85c \ub9c8\uc74c\uba39\uc5c8\ub2e4\uba74 \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc744 \uac1d\uad00\uc801\uc73c\ub85c \ud30c\uc545\ud558\ub294 \uc77c\uc774\ub2e4. \uc571\uc744 \uc124\uce58\ud558\uace0 \ud68c\uc6d0\uac00\uc785\uc744 \ud558\uba74 \ub300\uac1c \uc124\ubb38\uc870\uc0ac\uac00 \uc2dc\uc791\ub418\ub294\ub370 \uc774\ub54c \ubcf8\uc778\uc758 \uc18c\ub4dd \uc218\uc900\uacfc \uc190\uc2e4 \uac10\ub0b4 \ubc94\uc704\ub97c \uc194\uc9c1\ud558\uac8c \ub2f5\ubcc0\ud574\uc57c \ud55c\ub2e4. \ubb34\ub9ac\ud558\uac8c \uacf5\uaca9\uc801\uc778 \uc131\ud5a5\uc73c\ub85c \uc751\ub2f5\ud588\ub2e4\uac00 \ubcc0\ub3d9\uc131\uc744 \uacac\ub514\uc9c0 \ubabb\ud558\uace0 \uc911\ub3c4 \ud574\uc9c0\ud558\uba74 \uc218\uc218\ub8cc\ub9cc \ub0a0\ub9ac\uace0 \uc190\ud574\ub97c \ud655\uc815 \uc9d3\ub294 \uaf34\uc774 \ub41c\ub2e4.<\/p>\n

\uc131\ud5a5 \ubd84\uc11d\uc774 \ub05d\ub098\uba74 \uc54c\uace0\ub9ac\uc998\uc744 \uc120\ud0dd\ud558\ub294 \ub2e8\uacc4\ub85c \ub118\uc5b4\uac04\ub2e4. \uad6d\ub0b4\uc678 \uc8fc\uc2dd\uc774\ub098 \ucc44\uad8c \ud639\uc740 \uc6d0\uc790\uc7ac \ub4f1 \uc5b4\ub514\uc5d0 \uc9d1\uc911\ud560\uc9c0 \uacb0\uc815\ud558\ub294 \uacfc\uc815\uc774\ub2e4. \ud540\ud2b8\ub098 \ud30c\uc6b4\ud2b8 \uac19\uc740 \uc571 \ub0b4\uc5d0\uc11c \uac01 \uc54c\uace0\ub9ac\uc998\uc758 \uacfc\uac70 \uc218\uc775\ub960\uacfc \ucd5c\ub300 \ub099\ud3ed \uc218\uce58\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub294\ub370 \uc774\ub54c \ucd5c\uadfc 1\ub144 \uc218\uc775\ub960\ubcf4\ub2e4\ub294 \ud558\ub77d\uc7a5\uc5d0\uc11c \uc5bc\ub9c8\ub098 \uc798 \ubc84\ud17c\ub294\uc9c0\ub97c \ub098\ud0c0\ub0b4\ub294 \uc9c0\ud45c\ub97c \uc911\uc810\uc801\uc73c\ub85c \uc0b4\ud3b4\uc57c \ud55c\ub2e4. \uc774\ud6c4 \ube44\ub300\uba74\uc73c\ub85c \uc99d\uad8c \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uac70\ub098 \uae30\uc874\uc5d0 \ubcf4\uc720\ud55c \uacc4\uc88c\ub97c \uc5f0\uacb0\ud558\uba74 \uae30\ubcf8 \uc124\uc815\uc740 \ub9c8\ubb34\ub9ac\ub41c\ub2e4.<\/p>\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c \ud22c\uc790\uae08\uc744 \uc785\uae08\ud558\uace0 \uc6b4\uc6a9 \uc2dc\uc791 \ubc84\ud2bc\uc744 \ub204\ub974\uba74 \uc778\uacf5\uc9c0\ub2a5\uc774 \ud604\uc7ac \uc2dc\uc7a5 \uac00\uaca9\uc5d0 \ub9de\ucdb0 \uc885\ubaa9\ub4e4\uc744 \ub9e4\uc218\ud558\uae30 \uc2dc\uc791\ud55c\ub2e4. \uc2e0\uccad \uc808\ucc28\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \ud558\ub098\ub85c 10\ubd84 \ub0b4\uc678\uba74 \ub05d\ub0a0 \uc815\ub3c4\ub85c \uac04\ud3b8\ud558\ub2e4. \ud544\uc694\ud55c \uc11c\ub958\ub294 \ubcf8\uc778 \uba85\uc758\uc758 \uc2e0\ubd84\uc99d\uacfc \ud0c0\ud589 \uacc4\uc88c \uc815\ub3c4\uac00 \uc804\ubd80\ub2e4. \ub2e4\ub9cc \uacf5\ubaa8\uc8fc\uc77c\uc815 \ucc59\uae30\ub4ef \ub9e4\ubc88 \uc571\uc744 \ub4e4\uc5ec\ub2e4\ubcfc \ud544\uc694\ub294 \uc5c6\uc9c0\ub9cc \ud55c \ub2ec\uc5d0 \ud55c \ubc88 \uc815\ub3c4\ub294 \ub9ac\ubc38\ub7f0\uc2f1 \ub0b4\uc5ed\uc744 \ud655\uc778\ud558\uba70 \ub0b4 \uc790\uc0b0\uc774 \uc758\ub3c4\ud55c \ub300\ub85c \uc6c0\uc9c1\uc774\uace0 \uc788\ub294\uc9c0 \uc810\uac80\ud558\ub294 \uc2b5\uad00\uc740 \ud544\uc694\ud558\ub2e4.<\/p>\n

\uc6b4\uc6a9 \uc911 \uc790\uae08\uc774 \ud544\uc694\ud574\uc9c0\uba74 \uc5b8\uc81c\ub4e0 \ucd9c\uae08 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc \uc8fc\uc2dd\uc744 \ub9e4\ub3c4\ud558\uc5ec \ud604\uae08\ud654\ud558\ub294 \ub370 \uc601\uc5c5\uc77c \uae30\uc900 3\uc77c\uc5d0\uc11c 5\uc77c \uc815\ub3c4 \uc18c\uc694\ub41c\ub2e4\ub294 \uc810\uc744 \uacc4\uc0b0\uc5d0 \ub123\uc5b4\uc57c \ud55c\ub2e4. \uae09\uc804\uc774 \ud544\uc694\ud55c \uc0c1\ud669\uc5d0\uc11c \ub2f9\uc7a5 \ub3c8\uc774 \ub098\uc624\uc9c0 \uc54a\uc544 \ub2f9\ud669\ud558\ub294 \uacbd\uc6b0\uac00 \uc885\uc885 \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \ub610\ud55c \ube44\uacfc\uc138 \ud61c\ud0dd\uc774 \uc788\ub294 \uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c \ud639\uc740 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc640 \uc5f0\uacc4\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac83\ub3c4 \uc808\uc138 \uce21\uba74\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \uccb4\ud06c\ud3ec\uc778\ud2b8\ub2e4.<\/p>\n

\uc790\ub3d9 \uc218\uc775\uc774\ub77c\ub294 \ud658\uc0c1\uacfc \uc790\uc0b0 \uad00\ub9ac \uc790\ub3d9\ud654\ub77c\ub294 \uc2e4\uccb4 \uc0ac\uc774\uc758 \uade0\ud615<\/h2>\n

\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800\ub97c \uc2dc\uc791\ud55c\ub2e4\uace0 \ud574\uc11c \uc790\uace0 \uc77c\uc5b4\ub098\uba74 \ud1b5\uc7a5\uc5d0 \ub3c8\uc774 \uc313\uc5ec \uc788\ub294 \ub9c8\ubc95 \uac19\uc740 \uc790\ub3d9 \uc218\uc775\uc774 \ubc1c\uc0dd\ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. \uc2dc\uc7a5 \uc790\uccb4\uac00 \ubb34\ub108\uc9c0\uba74 \uc54c\uace0\ub9ac\uc998\ub3c4 \uc190\uc2e4\uc744 \ud53c\ud558\uae30 \uc5b4\ub835\ub2e4. \ub2e4\ub9cc \uc6b0\ub9ac\uac00 \ud754\ud788 \ubc94\ud558\ub294 \ub1cc\ub3d9\ub9e4\ub9e4\ub098 \uace0\uc810 \ub9e4\uc218 \uac19\uc740 \uce58\uba85\uc801\uc778 \uc2e4\uc218\ub97c \uc2dc\uc2a4\ud15c\uc774 \ub9c9\uc544\uc904 \ubfd0\uc774\ub2e4. \uc774 \ub3c4\uad6c\ub294 \ubd80\uc790\uac00 \ub418\uac8c \ud574\uc8fc\ub294 \uce58\ud2b8\ud0a4\uac00 \uc544\ub2c8\ub77c \ub0b4 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \uc9c0\ud0a4\uba70 \uc870\uae08\uc529 \ud0a4\uc6cc\ub098\uac00\ub294 \ubc29\ud328\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \ud3b8\uc774 \uc815\uc2e0 \uac74\uac15\uc5d0 \uc774\ub86d\ub2e4.<\/p>\n

\uc2dc\uac04\uc774 \uc808\ub300\uc801\uc73c\ub85c \ubd80\uc871\ud55c \uc804\ubb38\uc9c1\uc774\ub098 \uc0ac\ubb34\uc9c1 \uc885\uc0ac\uc790\ub4e4\uc5d0\uac8c \uc774 \uc2dc\uc2a4\ud15c\uc740 \ubd84\uba85\ud55c \ud574\ub2f5\uc744 \uc81c\uc2dc\ud55c\ub2e4. \uc9c1\uc811 \uc7a5\uc678\uc8fc\uc2dd\uac70\ub798 \uc2dc\uc7a5\uc744 \ub4a4\uc9c0\uac70\ub098 \uae09\ub4f1\uc8fc\ub97c \ucad3\uc544\ub2e4\ub2c8\uba70 \uc2a4\ud2b8\ub808\uc2a4\ub97c \ubc1b\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc138\ub828\ub41c \ubc29\uc2dd\uc784\uc774 \ud2c0\ub9bc\uc5c6\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uc2a4\ud15c\uc5d0 \ubaa8\ub4e0 \uac83\uc744 \ub9e1\uacbc\ub2e4\uace0 \ud574\uc11c \uae08\uc735 \uacf5\ubd80\ub97c \uc644\uc804\ud788 \ub193\uc544\ubc84\ub9ac\ub294 \ud0dc\ub3c4\ub294 \uc704\ud5d8\ud558\ub2e4. \ucd5c\uc18c\ud55c \uc138\uc0c1\uc774 \uc5b4\ub5bb\uac8c \ub3cc\uc544\uac00\ub294\uc9c0 \uc99d\uc2dc\uc758 \ud070 \ud750\ub984 \uc815\ub3c4\ub294 \uc77d\uace0 \uc788\uc5b4\uc57c \uc2dc\uc2a4\ud15c\uc774 \ubcf4\ub0b4\ub294 \uc2e0\ud638\ub97c \uc774\ud574\ud560 \uc218 \uc788\ub2e4.<\/p>\n

\uacb0\uad6d \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800\uc758 \ud61c\ud0dd\uc744 \uac00\uc7a5 \ud06c\uac8c \ub204\ub9b4 \uc0ac\ub78c\uc740 \ub2e8\uae30 \uc218\uc775\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc774\ub2e4. \uc801\uc5b4\ub3c4 3\ub144 \uc774\uc0c1\uc758 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc744 \uac00\uc9c4 \uc774\ub4e4\uc5d0\uac8c \uc778\uacf5\uc9c0\ub2a5\uc740 \ub4e0\ub4e0\ud55c \uc870\ub825\uc790\uac00 \ub418\uc5b4\uc904 \uac83\uc774\ub2e4. \uc9c0\uae08 \ub2f9\uc7a5 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \uc5f4\uc5b4 \ubcf8\uc778\uc774 \uc774\uc6a9\ud558\ub294 \uc740\ud589\uc774\ub098 \uc99d\uad8c\uc0ac\uc758 \ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \ucf54\ub108\ub97c \ucc3e\uc544\ubcf4\ub294 \uac83\ubd80\ud130 \uc2dc\uc791\ud574 \ubcf4\uae38 \uad8c\ud55c\ub2e4. \ub0b4\uac00 \uc77c\ud558\ub294 \ub3d9\uc548 \ub0b4 \ub3c8\ub3c4 \uc26c\uc9c0 \uc54a\uace0 \uc77c\ud558\uac8c \ub9cc\ub4dc\ub294 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \uac83 \uadf8\uac83\uc774 \ubc14\ub85c \uc9c4\uc815\ud55c \uc758\ubbf8\uc758 \uc790\uc0b0 \uad00\ub9ac \uc790\ub3d9\ud654\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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