{"id":565,"date":"2026-06-17T19:30:21","date_gmt":"2026-06-17T10:30:21","guid":{"rendered":"https:\/\/automaster.co.kr\/post\/%ec%98%a4%ec%9b%90-%ec%9e%a5%ec%8a%b9%ec%97%85%ec%9d%98-%ec%9e%91%ed%92%88%ec%9d%84-%ec%82%ac%eb%a0%a4%eb%8a%94-%eb%8b%b9%ec%8b%a0%ec%97%90%ea%b2%8c-%ed%98%84%ec%8b%a4%ec%a0%81%ec%9d%b8-%ec%a1%b0\/"},"modified":"2026-06-17T19:30:21","modified_gmt":"2026-06-17T10:30:21","slug":"%ec%98%a4%ec%9b%90-%ec%9e%a5%ec%8a%b9%ec%97%85%ec%9d%98-%ec%9e%91%ed%92%88%ec%9d%84-%ec%82%ac%eb%a0%a4%eb%8a%94-%eb%8b%b9%ec%8b%a0%ec%97%90%ea%b2%8c-%ed%98%84%ec%8b%a4%ec%a0%81%ec%9d%b8-%ec%a1%b0","status":"publish","type":"post","link":"https:\/\/automaster.co.kr\/post\/%ec%98%a4%ec%9b%90-%ec%9e%a5%ec%8a%b9%ec%97%85%ec%9d%98-%ec%9e%91%ed%92%88%ec%9d%84-%ec%82%ac%eb%a0%a4%eb%8a%94-%eb%8b%b9%ec%8b%a0%ec%97%90%ea%b2%8c-%ed%98%84%ec%8b%a4%ec%a0%81%ec%9d%b8-%ec%a1%b0\/","title":{"rendered":"\uc624\uc6d0 \uc7a5\uc2b9\uc5c5\uc758 \uc791\ud488\uc744 \uc0ac\ub824\ub294 \ub2f9\uc2e0\uc5d0\uac8c, \ud604\uc2e4\uc801\uc778 \uc870\uc5b8"},"content":{"rendered":"

\uc624\uc6d0 \uc7a5\uc2b9\uc5c5\uc758 \uadf8\ub9bc, \ub9c9\uc5f0\ud55c \ud658\uc0c1\uc5d0 \ub300\ud558\uc5ec<\/h2>\n

\ucd5c\uadfc \uace0\ubbf8\uc220 \uc2dc\uc7a5\uc5d0 \uad00\uc2ec\uc744 \ub450\ub294 30\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uaf64 \ub298\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc624\uc6d0 \uc7a5\uc2b9\uc5c5\ucc98\ub7fc \uad50\uacfc\uc11c\uc5d0\uc11c\ub098 \ubcf4\ub358 \uac70\uc7a5\uc758 \uc774\ub984\uc744 \ub4e4\uc73c\uba74, \ub204\uad6c\ub098 \ud55c \ubc88\ucbe4 \u2018\uc774\uac70 \ud558\ub098 \uc81c\ub300\ub85c \uc0ac\ub450\uba74 \ub098\uc911\uc5d0 \ud070\ub3c8\uc774 \ub418\uc9c0 \uc54a\uc744\uae4c?\u2019 \ud558\ub294 \uc0dd\uac01\uc744 \ud558\uac8c \ub418\uc8e0. \uc800\ub3c4 \uba87 \ub144 \uc804 \ube44\uc2b7\ud55c \uc0dd\uac01\uc744 \ud588\uc2b5\ub2c8\ub2e4. \uc778\uc0ac\ub3d9 \uace8\ub3d9\ud488 \uac70\ub9ac\uc5d0\uc11c \uc6b0\uc5f0\ud788 \uc624\uc6d0\uc774\ub77c\ub294 \ub099\uad00\uc774 \ucc0d\ud78c \uadf8\ub9bc\uc744 \ubc1c\uacac\ud588\uc744 \ub54c, \ub9c8\uce58 \ub85c\ub610\uc5d0 \ub2f9\ucca8\ub41c \uae30\ubd84\uc774\ub354\uad70\uc694. \ub2f9\uc2dc \uac00\uaca9\uc740 \ub300\ub7b5 800\ub9cc \uc6d0 \uc120\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uacb0\ub860\ubd80\ud130 \ub9d0\ud558\uc790\uba74, \uace0\ubbf8\uc220\ud488 \uad6c\ub9e4\ub294 \uc8fc\uc2dd\uc774\ub098 \ubd80\ub3d9\uc0b0\uacfc\ub294 \uc644\uc804\ud788 \ub2e4\ub978 \uac8c\uc784\uc785\ub2c8\ub2e4.<\/p>\n

\ud754\ud788 \ud558\ub294 \uc2e4\uc218\uc640 \uc608\uc0c1 \ubc16\uc758 \uacb0\uacfc<\/h2>\n

\uc774 \ubc14\ub2e5\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \ud558\ub294 \uc2e4\uc218\ub294 \uc791\ud488\uc758 ‘\uc9c4\uc704’\ub97c \ub099\uad00\ub9cc\uc73c\ub85c \ud310\ub2e8\ud558\ub824\ub294 \uac83\uc785\ub2c8\ub2e4. \uc800\ub3c4 \uadf8\ub7ac\uc2b5\ub2c8\ub2e4. \uc601\ud654 ‘\ucde8\ud654\uc120’\uc758 \uc774\ubbf8\uc9c0\uc5d0 \ucde8\ud574 \ubd93\ud130\uce58\uc640 \ub099\uad00\uc758 \ud615\ud0dc\ub9cc \ub300\ucda9 \ubcf4\uace0 ‘\uc624\uc6d0 \uc7a5\uc2b9\uc5c5\uc758 \uadf8\ub9bc\uc774 \ud655\uc2e4\ud558\ub2e4’\uace0 \ubbff\uc5c8\uc8e0. \uadf8\ub7f0\ub370 \uc2e4\uc81c\ub85c \uc804\ubb38\uac00\uc5d0\uac8c \uac10\uc815\uc744 \uc758\ub8b0\ud558\ub2c8 \uacb0\uacfc\ub294 \ucc38\ub2f4\ud588\uc2b5\ub2c8\ub2e4. 19\uc138\uae30 \ub9d0 \ubbfc\ud654 \ud48d\uc758 \ubaa8\uc791\uc774\uac70\ub098, \ud6c4\ub300\uc5d0 \ucc0d\uc5b4\ub0b8 \uc778\uc1c4\ubcf8\uc778 \uacbd\uc6b0\uac00 \ud5c8\ub2e4\ud558\ub354\uad70\uc694. \uae30\ub300\ud588\ub358 \uc218\uc775\uc740\ucee4\ub155, \uac10\uc815 \ube44\uc6a9\uc73c\ub85c\ub9cc 30\ub9cc \uc6d0\uc744 \ub0a0\ub9ac\uace0 \uc791\ud488\uc740 \uac70\uc2e4 \uad6c\uc11d\uc5d0 \uc7a5\uc2dd\uc6a9\uc73c\ub85c \uc804\ub77d\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc2dc\uac04\uc73c\ub85c \ub3c8\uc774 \ubd88\uc5b4\ub098\ub294 \uc790\ub3d9\uc218\uc775 \ubaa8\ub378\uc744 \uafc8\uafe8\uc73c\ub098, \uc2e4\uc0c1\uc740 ‘\ubcf4\uad00 \ube44\uc6a9’\ub9cc \ub098\uac00\ub294 \uc560\ubb3c\ub2e8\uc9c0\uac00 \ub41c \uc148\uc774\uc8e0.<\/p>\n

\ubbf8\uc220\ud488 \ud22c\uc790\uc758 \ubf08\uc544\ud508 \ud2b8\ub808\uc774\ub4dc\uc624\ud504<\/h2>\n

\uc624\uc6d0 \uc7a5\uc2b9\uc5c5\uc758 \uc791\ud488\uc774\ub098 \ucd94\uc0ac \uae40\uc815\ud76c\uc758 \uc11c\uc608 \uac19\uc740 \uace0\ubbf8\uc220\uc740 ‘\ud604\uae08\ud654\uc758 \uc18d\ub3c4’\uc640 ‘\ud76c\uc18c\uc131’ \uc0ac\uc774\uc5d0\uc11c \uadf9\uc2ec\ud55c \uac08\ub4f1\uc744 \uacaa\uac8c \ud569\ub2c8\ub2e4. \uace0\uac00\uc5d0 \uac70\ub798\ub418\ub294 \uc9c4\ud488\uc740 \uc560\ucd08\uc5d0 \uc77c\ubc18\uc778\uc774 \uc811\uadfc\ud558\uae30 \uc5b4\ub824\uc6b4 \uacbd\ub9e4 \uc2dc\uc7a5\uc5d0\uc11c \uc804\ubb38 \uceec\ub809\ud130\ub4e4\ub07c\ub9ac \uac70\ub798\ub429\ub2c8\ub2e4. \ubc18\uba74, \uc6b0\ub9ac\uac00 \uc27d\uac8c \uc811\ud560 \uc218 \uc788\ub294 \ub9e4\ubb3c\uc740 \uc9c4\ud488 \uc5ec\ubd80\uac00 \ubd88\ubd84\uba85\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc8e0. \uc5ec\uae30\uc11c \ubc1c\uc0dd\ud558\ub294 trade-off\ub294 \uba85\ud655\ud569\ub2c8\ub2e4. \uc548\uc815\uc131\uc744 \uc704\ud574 \uac80\uc99d\ub41c \uae30\uad00\uc744 \ud1b5\ud558\uba74 \uc218\uc218\ub8cc\uc640 \uac10\uc815\ub8cc\uac00 \ubd99\uc5b4 \uc218\uc775\ub960\uc774 \ub5a8\uc5b4\uc9c0\uace0, \uc800\ub834\ud558\uac8c \uac1c\ubcc4 \uac70\ub798\ub97c \ud558\uba74 \uc0ac\uae30\ub97c \ub2f9\ud560 \uc704\ud5d8\uc774 \uae09\uc99d\ud569\ub2c8\ub2e4. \ubcf4\ud1b5 1,000\ub9cc \uc6d0\uc5d0\uc11c \uc218\uc5b5 \uc6d0\uc5d0 \uc774\ub974\ub294 \ud22c\uc790 \uaddc\ubaa8\ub97c \uace0\ub824\ud560 \ub54c, \uc774 \ub9ac\uc2a4\ud06c\ub97c \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc740 \uadf9\ud788 \uc81c\ud55c\uc801\uc785\ub2c8\ub2e4.<\/p>\n

\uc870\uac74\ubd80 \uc870\uc5b8: \ub204\uad6c\uc5d0\uac8c \ud544\uc694\ud558\uace0 \ub204\uad6c\ub294 \ud53c\ud574\uc57c \ud560\uae4c<\/h2>\n

\uc194\uc9c1\ud788 \ub9d0\uc500\ub4dc\ub9ac\uba74, \uace0\ubbf8\uc220\ud488\uc740 ‘\uc790\ub3d9\uc218\uc775’\uc744 \uae30\ub300\ud558\uace0 \uc811\uadfc\ud560 \ub300\uc0c1\uc774 \uc808\ub300 \uc544\ub2d9\ub2c8\ub2e4. \uc774\ub294 \uc9c0\uc2dd\uacfc \uc548\ubaa9\uc744 \uc313\ub294 \ub370 \ucd5c\uc18c 5\ub144 \uc774\uc0c1\uc758 \uc2dc\uac04\uacfc \uc218\uc5c5\ub8cc(\uc2e4\ud328 \ube44\uc6a9)\ub97c \uc9c0\ubd88\ud560 \uc758\uc0ac\uac00 \uc788\ub294 \ubd84\ub4e4\uc5d0\uac8c\ub098 \uad8c\uc7a5\ud560 \ub9cc\ud569\ub2c8\ub2e4. \ub9cc\uc57d \ub2e8\uc21c\ud788 \uc790\uc0b0\uc744 \ubd88\ub9ac\uace0 \uc2f6\uc740 30\ub300\ub77c\uba74, \ubbf8\uc220\ud488\ubcf4\ub2e4\ub294 \ucc28\ub77c\ub9ac \uc9c0\uc218 ETF\ub098 \uc801\ub9bd\uc2dd \ud22c\uc790\uac00 \ud6e8\uc52c \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4. \uc774 \uc138\uacc4\ub294 \ub370\uc774\ud130\ubcf4\ub2e4 ‘\uac10\uc2dd\uc548’\uc774\ub77c\ub294 \uc8fc\uad00\uc801\uc778 \uc601\uc5ed\uc774 \uc9c0\ubc30\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc2dc\uc7a5\uc744 \uacaa\uc5b4\ubcf4\uba74, ‘\ud655\uc2e4\ud788 \ub3c8\uc774 \ub41c\ub2e4’\uace0 \ub9d0\ud558\ub294 \uc0ac\ub78c\uc740 99% \ud655\ub960\ub85c \ubcf8\uc778\uc774 \ud314\uace0 \uc2f6\uc5b4 \ud558\ub294 \ud310\ub9e4\uc790\uc785\ub2c8\ub2e4. \uc774 \ubd80\ubd84\uc5d0\uc11c \ud56d\uc0c1 \uc758\uad6c\uc2ec\uc744 \ud488\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc74c \ub2e8\uacc4\uc5d0 \ub300\ud55c \ud604\uc2e4\uc801 \uc81c\uc5b8<\/h2>\n

\ub9cc\uc57d \uadf8\ub798\ub3c4 \uc2dc\uc791\ud574\ubcf4\uace0 \uc2f6\ub2e4\uba74, \ubc14\ub85c \uadf8\ub9bc\uc744 \uc0ac\uc9c0 \ub9c8\uc138\uc694. \uc6b0\uc120 \uad6d\ub9bd\ubc15\ubb3c\uad00\uc774\ub098 \uac04\uc1a1\ubbf8\uc220\uad00 \uac19\uc740 \uacf3\uc5d0\uc11c \uc5f4\ub9ac\ub294 \uae30\ud68d\uc804\uc744 \ub2e4\ub2c8\uba70 \ub208\uc744 \uba3c\uc800 \ub192\uc774\uc2ed\uc2dc\uc624. \uadf8 \ud6c4, \ud55c\uad6d\ubbf8\uc220\ud611\ud68c\ub098 \uc2e0\ub8b0\ub3c4 \ub192\uc740 \uac10\uc815\uae30\uad00\uc5d0\uc11c \ubc1c\uac04\ud558\ub294 \ub3c4\ub85d\uc744 \uafb8\uc900\ud788 \uacf5\ubd80\ud558\ub294 \uac83\uc774 \uccab \ub2e8\uacc4\uc785\ub2c8\ub2e4. \uace0\ubbf8\uc220 \uc2dc\uc7a5\uc740 \ubcc0\ub3d9\uc131\uc774 \ub9e4\uc6b0 \ud06c\uace0, \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uc694\uc18c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc5b4\uca4c\uba74 \uc81c \uacbd\ud5d8\ucc98\ub7fc \uc9c4\ud488\uc778 \uc904 \uc54c\uc558\ub358 \uac83\uc774 \uc704\uc791\uc73c\ub85c \ubc1d\ud600\uc9c8 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc740 \uadf8\uc800, \ub9c9\uc5f0\ud55c \ud658\uc0c1\uc73c\ub85c \ub3c8\uc744 \uc3df\uc544\ubd93\uae30 \uc804\uc5d0 \ud55c \ubc88 \ub354 \ub0c9\uc815\ud574\uc9c0\ub77c\ub294 \uc791\uc740 \uacbd\uace0 \uc815\ub3c4\ub85c \ubc1b\uc544\ub4e4\uc5ec \uc8fc\uc168\uc73c\uba74 \ud569\ub2c8\ub2e4. \uc608\uc220\uc740 \uc18c\uc720\ud558\ub294 \uac83\ubcf4\ub2e4 \uc990\uae30\ub294 \uac83\uc774 \ub354 \uac00\uce58 \uc788\uc744 \ub54c\uac00 \ub9ce\uc73c\ub2c8\uae4c\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc624\uc6d0 \uc7a5\uc2b9\uc5c5\uc758 \uadf8\ub9bc, \ub9c9\uc5f0\ud55c \ud658\uc0c1\uc5d0 \ub300\ud558\uc5ec \ucd5c\uadfc \uace0\ubbf8\uc220 \uc2dc\uc7a5\uc5d0 \uad00\uc2ec\uc744 \ub450\ub294 30\ub300 \uc9c1\uc7a5\uc778\ub4e4\uc774 \uaf64 \ub298\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc624\uc6d0 \uc7a5\uc2b9\uc5c5\ucc98\ub7fc \uad50\uacfc\uc11c\uc5d0\uc11c\ub098 \ubcf4\ub358 \uac70\uc7a5\uc758 \uc774\ub984\uc744 \ub4e4\uc73c\uba74, \ub204\uad6c\ub098 \ud55c \ubc88\ucbe4 \u2018\uc774\uac70 \ud558\ub098 \uc81c\ub300\ub85c \uc0ac\ub450\uba74 \ub098\uc911\uc5d0 \ud070\ub3c8\uc774 \ub418\uc9c0 \uc54a\uc744\uae4c?\u2019 \ud558\ub294 \uc0dd\uac01\uc744 \ud558\uac8c \ub418\uc8e0. \uc800\ub3c4 \uba87 \ub144 \uc804 \ube44\uc2b7\ud55c \uc0dd\uac01\uc744 \ud588\uc2b5\ub2c8\ub2e4. \uc778\uc0ac\ub3d9 \uace8\ub3d9\ud488 \uac70\ub9ac\uc5d0\uc11c \uc6b0\uc5f0\ud788 \uc624\uc6d0\uc774\ub77c\ub294 \ub099\uad00\uc774 \ucc0d\ud78c \uadf8\ub9bc\uc744 \ubc1c\uacac\ud588\uc744 \ub54c,…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","imgurl":"https:\/\/img.automaster.co.kr\/w\/coin-rui7\/\ubbf8\uc220\ud488\ud22c\uc790.jpg","downurl":"","footnotes":""},"categories":[2],"tags":[361],"class_list":["post-565","post","type-post","status-publish","format-standard","hentry","category-2","tag-361"],"_links":{"self":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/posts\/565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/comments?post=565"}],"version-history":[{"count":0,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/posts\/565\/revisions"}],"wp:attachment":[{"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/media?parent=565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/categories?post=565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/automaster.co.kr\/post\/wp-json\/wp\/v2\/tags?post=565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}